The money you owe must be paid straight away in full, unless we agree to an arrangement with you.

If you can’t pay everything you owe now, you may qualify for a reduced payment plan. This is where we can take a little pressure off your finances by accepting a regular payment from you.

However, we do need you to be fully open with us, and to show us:

• that you genuinely cannot pay now, and need this extra help – and
  
• that you can meet a new arrangement with all your other financial commitments.

In return, if you keep an approved repayment plan up to date, we will agree not to add certain charges which we are entitled to receive. In some cases, we may also be able to ‘stop the clock’ and prevent extra interest being added to your debt.

The golden rule now is not to ignore the problem: it isn’t going to go away. In fact, it can only get worse, and even lead to court action, unless you take action now.

Like many thousands of other LINK customers, we may well be able to work with you and help get your finances back on track. So start right now: contact us and let’s discuss the situation.